Michigan Squatter Laws (2026): What Every Property Owner Needs To Know

Most property owners have never dealt with a squatter. Then one shows up, and suddenly everything changes. Here’s the thing: Michigan has pretty specific laws about what squatters can and cannot do. Understanding these rules can literally save you money, time, and a lot of headaches down the road.

Michigan takes property rights seriously. But the state also has some unique twists that catch many property owners off guard. Let’s break down exactly what you need to know about squatting, adverse possession, and how to protect your land.

What Is Squatting and Adverse Possession?

Sound confusing? It’s actually simpler than you’d think.

Squatting means living on someone else’s property without permission. Someone just moves in and sets up camp. But here’s where Michigan gets interesting: squatters can actually gain legal rights to your land through something called adverse possession.

Adverse possession is basically when a squatter lives on your property long enough that Michigan law says they can claim ownership. It’s like the law rewards people for being patient. After a certain number of years, a squatter might actually become the legal owner. Yep, that’s real, and it happens.

The big difference? A squatter with no adverse possession claim is trespassing. A squatter with an adverse possession claim might actually own your property. Pretty serious stuff, right?

The 15-Year Rule in Michigan

Here’s where it gets important. Stay with me here.

In Michigan, a squatter can claim adverse possession after living on your property for 15 years continuously. Fifteen years. That’s a long time, but it’s not impossible. And if they meet certain conditions, they can legally own your land.

But wait, there’s more to know. The squatter has to meet specific requirements during those 15 years. They can’t just camp out in your backyard and expect to own it. They need to occupy the property in what Michigan calls “open and notorious” way. This means their presence is obvious. Neighbors would notice. The average person walking by would see someone living there.

The occupation also has to be “continuous.” This doesn’t mean 24/7 occupancy. It means they can’t abandon the property for months at a time and come back. They need to act like an owner would. They need to maintain the property, use it regularly, and show they’re actually living there.

Color of Title and 7-Year Rule

Here’s where Michigan throws you a curveball.

If a squatter has “color of title,” the rules change dramatically. Color of title sounds fancy, but it basically means they have some kind of document that looks like it gives them ownership rights. Maybe it’s a forged deed. Maybe it’s a bad real estate contract. Maybe someone sold them the property without actually owning it.

With color of title, a squatter only needs 7 years instead of 15. That’s a major difference. Seven years is quick enough that many property owners don’t realize what’s happening until it’s too late.

The squatter still needs to occupy the property openly and continuously during those 7 years. They still need to act like an owner. But the timeline is cut in half.

Wondering if your property is at risk? If someone’s been on your land for 7+ years with any kind of paperwork claiming ownership, or 15+ years without paperwork, you might have a real problem.

What About Trespassing?

Okay, pause. This part is important.

Not every squatter can claim adverse possession. And before they can claim it, they’re trespassing. Trespassing is when someone is on your property without permission. Period.

In Michigan, trespassing is illegal. You can ask a trespasser to leave. If they refuse, you can call police. This is actually your best defense against adverse possession. Act quickly.

But here’s the thing most property owners miss: you have to actually enforce your property rights. You need to give the squatter notice. You need to take action. If you just ignore them and let years pass, you’re actually helping their case.

Don’t wait around hoping they leave. That’s the worst thing you can do legally. The longer you wait, the stronger their claim becomes.

Excluding Squatters from Your Land

Want to stop someone from claiming your property? Here’s what you can do.

First, post no trespassing signs. Make it clear nobody has permission to be there. Signs matter legally. They show you didn’t abandon the property. They show you’re monitoring it.

Second, fence your property or otherwise mark boundaries clearly. A fence is basically a written notice in physical form. It tells everyone this is private land.

Third, regularly visit your property and maintain it. Show that you’re using it and caring for it. Document your visits. Take photos. Keep receipts from maintenance work.

Fourth, if you discover someone living on your property, give them written notice immediately. Tell them to leave. Do this on the record. Get a lawyer to help if needed.

Honestly, this is the part most people skip. They think they can just ignore a squatter and everything will work out. That’s backwards. You have to actively protect your rights.

The Legal Process for Removing Squatters

So you’ve found a squatter on your property. Now what?

You can’t just kick them out physically. You can’t lock them out. You can’t remove their belongings. Michigan law doesn’t allow that, even on your own property. I know, it sounds crazy.

Instead, you need to go through the court system. This is called an eviction or forcible detainer action. Here’s what happens:

You file a case in court. You explain that someone is on your property without permission. The court sends them notice. They get a chance to respond. If the judge agrees with you, the squatter is ordered to leave.

Only after the judge orders them out can you remove them physically. Only then can law enforcement help. This process takes time. It costs money for lawyers and court fees. But it’s the right way to handle it.

Not sure what counts as proper eviction procedure? Contact a Michigan attorney. They handle these cases all the time. It’s worth the expense.

What If They’ve Been There a Long Time?

This gets tricky. Here’s where it gets interesting.

If a squatter has been on your property for 7 or 15 years (depending on their situation), they might have a valid adverse possession claim. At that point, a simple eviction might not work.

Instead, they could file for legal title to the property. A court would hear both sides. You’d need a lawyer to argue why their adverse possession claim is invalid. Maybe they didn’t occupy it openly enough. Maybe you gave them permission once. Maybe they abandoned it at some point.

This is serious stuff. If you let someone squat for too long, you could lose your land permanently. No eviction, no court order, no police help. They’d own it.

The key is acting early. The moment you know someone is on your property without permission, start the legal process. Don’t wait.

Recent Changes to Michigan Squatter Law

Michigan’s squatter laws haven’t changed dramatically recently. But in 2023, there were discussions about strengthening protections for property owners. Basically, people got frustrated with the 7 and 15-year rules.

Right now, the laws remain as described above. But keep an eye on this topic. Lawmakers might change things. Property owner groups keep pushing for shorter adverse possession timelines.

For now, assume the 7 and 15-year rules apply. Plan your property defense accordingly.

Penalties and Consequences

Let’s talk about what happens to squatters when they break the law.

If someone is trespassing (living on your property without permission, before they’ve established adverse possession), they can face criminal charges. This isn’t a joke. Trespassing in Michigan is a crime.

A simple trespassing charge can result in up to 90 days in jail and fines up to $500. That’s for a misdemeanor trespassing conviction. If there’s property damage involved, penalties increase.

Breaking and entering carries much heavier penalties. If they forced their way in, that’s a different charge entirely. We’re talking felony charges, potential prison time, and serious fines.

But here’s what catches people off guard: if a squatter successfully establishes adverse possession after 7 or 15 years, they don’t face penalties. Instead, they become the legal owner. No jail. No fines. They won. That’s why early action is so critical.

You’re not alone if this frustrates you. Most property owners feel the same way. The system heavily rewards squatters who are patient enough to stick around.

Special Circumstances and Exceptions

There are situations where adverse possession doesn’t apply the same way.

If you’re living out of state temporarily, the clock keeps ticking. You don’t get extra time to claim your property back. Adverse possession doesn’t care whether you’re aware of the squatter. It only cares about time and occupation.

If the property is part of a government benefit (like a homestead property in Michigan), some special protections might apply. But don’t count on it. Check your specific situation with a lawyer.

If someone has a lease or verbal permission from you, they’re not squatters anymore. They’re tenants. That’s a different legal situation entirely. Evicting a tenant is different from removing a squatter. Tenants have more rights.

Personally, I think this is why written boundary markers and regular property visits matter so much. They establish that you haven’t abandoned the land and that you don’t tolerate occupation.

How to Protect Your Property from Squatters

Let’s get practical. Here’s what you should actually do.

First, maintain regular contact with your property. Visit it monthly if possible. Document your visits with photos and dates. If you live out of state, hire someone to check on it regularly.

Second, post clear no trespassing signs. Place them every 100 feet around the property perimeter. Make them visible and professional. This legal notice matters in court.

Third, fence or otherwise clearly mark your property boundaries. A good fence tells everyone this is private property. It also prevents innocent people from accidentally using your land.

Fourth, keep property records organized. Know exactly what you own, where it is, and what it looks like. This sounds basic, but many property owners can’t prove they own their land when disputes arise.

Fifth, if you discover someone on your property, act immediately. Write them a formal letter stating they must leave. Send it certified mail. Keep a copy for your records.

Sixth, if they refuse to leave, hire a lawyer immediately. Start eviction proceedings. Don’t wait. Every day that passes strengthens their claim.

Seventh, consider title insurance. This won’t prevent squatters, but it can protect you financially if things go wrong.

Trusting your gut here matters. If something feels off about someone on your property, investigate. Be paranoid about this. It’s worth it.

What If You’re Renting Out Your Property?

This changes some things slightly.

If you’re a landlord renting to tenants, standard eviction rules apply, not squatter rules. You need to provide proper notice. You need to follow lease terms. Tenants have rights that squatters don’t have.

But here’s what landlords often miss: if a tenant lets someone else move in, and that person stays long enough, they might establish adverse possession too. This can happen with subletters or extended family members.

Make sure your leases are clear. They should prohibit unauthorized occupants. They should state that sublets are not allowed without written permission. And they should require you to be notified immediately if anyone else moves in.

Frequently Asked Questions

Can a squatter claim adverse possession on my rental property? Yes, if they meet all the requirements. Renting the property doesn’t change the adverse possession timeline. They’d still need 7 to 15 years. But your tenant situation could complicate things. Keep clear lease language to prevent this.

What if the squatter is paying property taxes? Paying taxes actually helps their adverse possession claim. It shows they’re acting like an owner. This is yet another reason to maintain your property vigilantly. Don’t let them pay taxes. That’s basically handing them the keys.

Can I just change the locks if someone’s squatting? No. Michigan law doesn’t allow “self-help” eviction. You cannot physically remove them or lock them out. You must go through the court system. It feels wrong, but that’s the rule.

How much does it cost to evict a squatter? Lawyer fees typically run $1,500 to $5,000 depending on complexity. Court filing fees are a few hundred dollars. If the case goes to trial, costs increase. Title disputes are especially expensive. Budget accordingly.

What if I gave permission once but they’re still here? If you once permitted them to be there, they might claim tenant status instead of squatter status. This actually complicates things. You’d need to properly evict them as a tenant, not remove them as a trespasser. Get legal advice on your specific situation.

Final Thoughts

Michigan’s squatter laws are designed to balance property rights with fairness to long-term occupants. But honestly, the system seems to favor squatters who play the long game. Your best defense is staying vigilant, acting fast, and knowing your rights.

Don’t let someone occupy your property without permission. Post signs. Maintain boundaries. Visit regularly. And if you find a squatter, get a lawyer immediately. Early action saves money and heartache.

Now you know the basics. Stay informed, stay protective of your property, and when in doubt, talk to a Michigan attorney. They can give you guidance tailored to your specific situation. Your land is worth protecting.